Dashboard
Your plan
There's a shortfall
Your savings fully cover your target income until age 61, but fall short from age 62. Raise contributions, trim the target, or retire a little later to close it.
Shortfall
Your FIRE number
£1,164,515
the pot you need at age 50 (in today's money), then draw down tax-efficiently.
On course for
£454,792
£709,723 short of it
Retire at
Age 50
Net worth today
£130,000
Tax-free pension
£67,267
Plan lasts to
Age 61
Quick levers
Adjust the numbers you tweak most. Everything else — balances, property, funds — lives under Edit plan.
What if you retire…
A year earlier — age 49
+£4,069/mo
extra into your ISA + pension to stay on track.
A year later — age 51
No change needed
Waiting a year doesn't change what you need to save.
Projection
AI strategy tips
Estimates based on simplified assumptions — not financial advice. See the methodology.