Your plan
ShortfallFalls short from age 56.
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Current age
yrs
Retire at
yrs
Target incomeTake-home income per year, after tax. Your State Pension is already counted towards it, so your pots only fund the rest.
£
ISA / mo
£
Pension / mo
£
Projection
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Overview
Your FIRE Number
£1,131,869
Bridge (ISA/GIA)£260,775
Pension (SIPP)£871,094
Bridge shortfall: £10,213
What it takes
+£3,181/mo
Extra ISA/GIA+£3,181/mo
Confidence Impact0%➔85%
Retire at 49: +£3,665/mo
What today's pots buy
£11,009/yr
Bridge pots£11,009/yr
Pension£13,197/yr
Sustainable net income in today's money from starting balances.
Estimates based on simplified assumptions — not financial advice. See the methodology.